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Club Accounts

MPO Federal Credit Union helps make saving for special events easy! Use one of our designated accounts or create one of your very own!

Club Types

Interest Rates

Click here to see our Share/Club Rates:


  Christmas Club

Opening a Christmas club allows you the opportunity to separate your savings deposits to save for a specific occasion. Christmas clubs begin accruing the first pay cycle of October. You may designate how much or how little you'd like to save. Then, the first week of the following October, your Christmas club will be disbursed. If you only have a savings account in conjunction with your Christmas club, we will print and mail your disbursement. If you have a share/draft account with MPO, your club will be transferred to your share/draft account. Of course, you may change your disbursement method by simply contacting the credit union and letting us know.

You may begin or end your Christmas club at any time. No catch-up payments required - no termination fees apply.*

  Vacation Club

The vacation club was designed specifically for those individuals that work in the school systems. You may designate a portion of your direct deposit to be put into a Vacation club. Then - when June rolls around - the Vacation Club will be disbursed to you. It's a convenient way to save for that specific need. And - unlike other Summer Savings programs - the funds are available in emergency AND you'll be earning dividends.

While this type of club account was designed for a specific group, MPO's Vacation Club is open to all members of MPO Federal Credit Union. Funds are available any time you need them.

*Early withdrawal fee applies.


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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the US Government
NCUA National Credit Union Administration, a US Government Agency

Send mail to admin@mpofederal.org with questions or comments about this web site.
**MPO Federal Credit Union is strongly committed to protecting the security and confidentiality of our member account information. The addresses provided above are meant for general information sharing. NEVER indicate any account information (member number, social security, debit or credit card numbers and the like) when contacting the credit union via email. This is NOT a secure environment for that type of information. We strongly encourage you to call into the credit union if you have a specific account problem that needs to be addressed. If you utilize MPO Online, you can send a secure message thru that system to the credit union.**
Copyright © 2008 MPO Federal Credit Union
Last modified: 06/30/10